Reserve Coin series White Paper

Launch: Q3-2025
Issuer: The Reserve Bank, LLC
Product: Reserve Coin series & the Reserve Bank app

Executive Summary

The Reserve Coin series introduces a set of digital tokens inspired by traditional U.S. denominations, designed to create a recognizable, accessible, and compliant entry point into the digital asset economy. Each token in the series is registered with the U.S. Securities and Exchange Commission (SEC), ensuring regulatory transparency and investor protection. The series will be supported by the Reserve Bank app, which offers a built-in token exchange and virtual secured credit card functionality. The tokens will be available for trading on major platforms such as Coinbase and CoinMarketCap beginning in Q3 2025.

1. Token Overview

The Reserve Coin series includes tokens based on traditional monetary denominations with intuitive, pluralized ticker symbols. All tokens have a fixed supply of 1,000,000,000 (1 billion) and are individually registered with the SEC.

2. Listings & Access

The Reserve Coin series will be listed on:

CoinMarketCap: Full profile listings, live market data, and verified token tracking.
Coinbase: Listed and tradable for verified users, following the platform's asset review and compliance procedures.

Each token is uniquely tracked with its own ticker and supply on public platforms to ensure visibility and accurate price discovery.

3. Reserve Bank App

Launching alongside the tokens, the Reserve Bank app serves as the central user interface for managing and using Reserve Coin tokens.

Key Features:

Built-in Token Exchange
- Users can buy and trade any token in the Reserve Coin series using fiat or crypto.
- Integrated limit and market orders.
- Transparent, real-time price feeds.
Virtual Secured Credit Card
- Users can lock Reserve Coin tokens to access a secured line of credit.
- Integrated directly with Apple Pay, Google Pay, and tap-to-pay mobile wallets.
- Full visibility into spending, payments, and token collateral.
KYC & Security
- Secure, identity-verified onboarding.
- Institutional-grade smart contract audits and multi-signature wallet protections.

4. Roadmap

Quarter Milestone

Q2-2025 Smart contract finalization, SEC registration, audit review

Q3-2025 Token launch, app beta release, CoinMarketCap/Coinbase listing

Q4-2025 Full app release with exchange and credit card functionality

2026+ Expanded listings, merchant integrations, international access

5. Vision

The Reserve Coin series bridges the familiarity of traditional money with the utility and transparency of blockchain. By offering fully registered digital tokens tied to recognizable denominations and integrating them into a seamless user platform, the Reserve Bank empowers users to transact, spend, and store value in the digital economy with trust and ease.

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